Our lending principles
Our municipal investments are aligned with the internationally recognised Green & Social Loan Principles, giving you confidence that every pound you invest will be used to finance projects that are building a better future for our communities.
Our municipal investments are accredited green and social loans
All our municipal investments align with the Green & Social Loan Principles. These are internationally recognised standards, also used by the UK Government to underpin its green investments products like Green Gilts and NS&I saving products.
These standards are designed to give confidence that any investment that makes claims about green or social impact can be backed up. For our municipal investments, that means the money raised can be only used to finance green or social projects, and there must be transparent reporting to investors - and the wider public - on how the money has been spent.
The rules that govern this process are set out in our Green and Social Finance Framework. Abundance reports on how funds are used across the investment term.
Eligible green projects
Our municipal investments can be used to finance green projects across six categories. These projects all help make places cleaner and more attractive to live and work in, while tackling climate change and its impacts.
Eligible social projects
There are also six categories of eligible social projects, which all support projects that generate positive social impact to improve the lives of residents, both now and in the future.
Green & Social Finance Framework
Read our full Green & Social Finance Framework framework, which describes the rules and processes for councils to issue a green investment with us, as well as Abundance’s monitoring and assurance process.